Understanding finance

Context

This program, aimed at a wide audience, introduces the main concepts of finance, enabling participants to gain a better understanding of the mechanisms, players and challenges of this industry, as well as their roles. In the first module, participants are introduced to the field of finance from an economic perspective, and are introduced to the main players (SNB, Finma, banks, independent asset managers, self-regulatory bodies, etc.) and regulations. In the second module, the Swiss pension system is presented to give a better understanding of its mechanisms and challenges (private savings, social insurance, second pillar, third pillar) and the impact on personal taxation. The third module introduces participants to the main investment tools (equities, bonds, crypto, funds, etc.) and their specific features. In the fourth module, participants learn about the different financing mechanisms available to individuals and companies alike.

Key objectives

1. Understanding the essential mechanisms of finance
2. Understanding the Swiss pension system
3. Understanding the main investment tools
4. Understanding the main financing tools

Target audience

• Anyone wishing to gain a better understanding of the world of finance in general, for personal purposes or with a view to a future career in the field.
• Bank employees in support or cross-functional positions (IT, HR, Accounting, Logistics, etc.)

Stakeholders

ISFB lecturers have been working in the banking world for many years and are recognized as some of the leading experts in our ecosystem in French-speaking Switzerland.